Cica
NoWinNoFee.com is a claims management company that helps people claim compensation for an accident or injury that wasn't their fault
With no win no fee agreements (also known as a Conditional Fee Arrangements, or CFAs), there are no upfront legal fees, which means anyone who has been involved in an accident that wasn’t their fault can gain access to justice without any financial risk. Your solicitor only gets a fee if your claim is successful. If your claim isn't successful, you won’t pay your solicitor any legal fees.
If your case is successful, typically you will pay 25% (including VAT) of your compensation to your solicitor, although they will discuss any fees before starting your case. To ensure your claim is risk free, your solicitor may take out an insurance policy on your behalf. If you terminate the agreement, you may have to pay fees for the time already spent on your claim, or due to: lack of cooperation, misleading your solicitor, missing medical or expert examinations, or not attending court hearings.
There are some instances where you are not required to use the services of a claims management company, and are able to claim yourself, for free, directly via the relevant ombudsman/compensation scheme. These include:
- Criminal injuries: The Criminal Injury Compensation Authority (England, Wales, and Scotland) or the Criminal Injury Compensation Scheme (Northern Ireland)
- Minor road accidents: The Official Injury Claim Portal
- Accidents involving uninsured drivers: The Motor Insurers' Bureau
Compensating Victims of Crime
They are a branch of the Home Office and Scottish Executive and have offices in London and Glasgow employing around 450 staff. They are publicly funded which means that misuse of the funds they are given would have serious implications for their own staff, as well as the general public. The hard line nature is well known and frivilous cases are rarely taken on by solicitors.
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You can make a claim through their web site or by requesting and application form from their customer services department. When they receive your completed criminal injury claim form you will be given a personal reference number should you need to them during the course of your application. First and foremost they will contact the police, then doctors, hospitals or other organisations/people with relevant information. You will need both a police report and medical notes to be able to successfully obtain a payout. Once replies start coming in from these various sources you will be allocated a case worker who will contact you to let you know how the case is progressing. The CICA UK state that 90% of their cases are finalised within a year which isn’t bad. For all current contact details, including telephone numbers and email inquiries, and for further information you should visit their website – https://www.gov.uk/government/organisations/criminal-injuries-compensation-authority
Established in 1946 as a private company, the Motor Insurers’ Bureau (MIB) was set up to compensate the victims of negligent uninsured and untraced motorists. Every motor insurer is obliged by the Road Traffic Act 1988 to be a member of MIB and to contribute to its funding. This means that payments you make for your own insurance policy have some part that goes to the MIB, hence their mission statement – “To seek a significant reduction in the level and impact of uninsured motoring in order to reduce the Members’ levy and cost to the consumer.” In 1946-1947, the first year of its operation, the Bureau paid compensation totalling £11,500. Total compensation paid since then amounts to more than £2 billion. – https://www.mib.org.uk/