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What happens if I lose?

NoWinNoFee.com is a claims management company that helps people claim compensation for an accident or injury that wasn't their fault

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    How No Win No Fee Works

    With no win no fee agreements (also known as a Conditional Fee Arrangements, or CFAs), there are no upfront legal fees, which means anyone who has been involved in an accident that wasn’t their fault can gain access to justice without any financial risk. Your solicitor only gets a fee if your claim is successful. If your claim isn't successful, you won’t pay your solicitor any legal fees.

    If your case is successful, typically you will pay 25% (including VAT) of your compensation to your solicitor, although they will discuss any fees before starting your case. To ensure your claim is risk free, your solicitor may take out an insurance policy on your behalf. If you terminate the agreement, you may have to pay fees for the time already spent on your claim, or due to: lack of cooperation, misleading your solicitor, missing medical or expert examinations, or not attending court hearings.

    There are some instances where you are not required to use the services of a claims management company, and are able to claim yourself, for free, directly via the relevant ombudsman/compensation scheme. These include:

    - Criminal injuries: The Criminal Injury Compensation Authority (England, Wales, and Scotland) or the Criminal Injury Compensation Scheme (Northern Ireland)

    - Minor road accidents: The Official Injury Claim Portal

    - Accidents involving uninsured drivers: The Motor Insurers' Bureau

    What happens if I lose?

    No win, no fee personal injury solicitors rarely take on a case if they don’t think they will be successful. After all, under the no win, no fee agreement, if a claim for personal injury compensation fails, a solicitor doesn’t get paid. However, occasionally a claim for compensation does fail and in these circumstances, it is important you understand what happens.

    No legal costs for your solicitor

    If your claim turns out to be unsuccessful, your solicitor won’t charge you any legal fees. No win, no fee means just that. If you lose, your solicitor will waiver any fees and costs. Most of the time, an experienced personal injury solicitor will know if a case is going to be unsuccessful and may advise you to withdraw your claim. However, occasionally things don’t always go as expected and some cases are unsuccessful.

    No compensation

    If you lose your case for personal injury, you obviously won’t get any compensation no matter how badly you were injured. If a case is lost, it is because the person you are claiming compensation from has been found not liable for the accident or your injuries. This means that they don’t have to pay you any damages. Furthermore, any expenses and costs you have accrued because of the accident or subsequent legal action won’t be repaid. In addition, your solicitor won’t be able to claim his or her fee from the opposing side.

    Court costs

    If you lose a no win, no fee claim, you won’t have to pay your solicitor anything. However, the opposing side does have the right to claim all their legal expenses and court costs from you. This means that if your claim for compensation is unsuccessful, not only will you not get any money but you could also be landed with an expensive legal bill. However, this is rare as if your injury solicitor doubts a case will be successful, they will advise you to take out “After Event” insurance, which will cover you for any legal costs.

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