How long does a car accident claim take?

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    How No Win No Fee Works

    With no win no fee agreements (also known as a Conditional Fee Arrangements, or CFAs), there are no upfront legal fees, which means anyone who has been involved in an accident that wasn’t their fault can gain access to justice without any financial risk. Your solicitor only gets a fee if your claim is successful. If your claim isn't successful, you won’t pay your solicitor any legal fees.

    If your case is successful, typically you will pay 25% (including VAT) of your compensation to your solicitor, although they will discuss any fees before starting your case. To ensure your claim is risk free, your solicitor may take out an insurance policy on your behalf. If you terminate the agreement, you may have to pay fees for the time already spent on your claim, or due to: lack of cooperation, misleading your solicitor, missing medical or expert examinations, or not attending court hearings.

    There are some instances where you are not required to use the services of a claims management company, and are able to claim yourself, for free, directly via the relevant ombudsman/compensation scheme. These include:

    - Criminal injuries: The Criminal Injury Compensation Authority (England, Wales, and Scotland) or the Criminal Injury Compensation Scheme (Northern Ireland)

    - Minor road accidents: The Official Injury Claim Portal

    - Accidents involving uninsured drivers: The Motor Insurers' Bureau

    How long does a car accident claim take?

    The simple answer to this question is that it’s more or less impossible to predict with any degree of certainty. The time it takes for a claim to run from being launched to a successful claimant receiving compensation, is something which is open to influence from a huge range of different factors. As the Motor Insurers Bureau state on their website, a simple claim which is limited to damage of property may be settled as quickly as four to five months, but claims are very rarely quite so simple.

    Whilst it may seem obvious who is to blame for a motor accident, there is still a chance that the other party or parties will contest your version of events, in which case a convincing account will need to be constructed with the aid of an experienced personal injury lawyer. Often, when blame is easy to place, cases are settled out-of-court relatively quickly, but if the circumstances of the accident or the extent of any injuries are up for debate, then things can get more complicated.

    For this reason, it’s vital to gather up as much information as possible, from the exact circumstances of the accident to the long term effects of any injuries. In terms of expenses, it’s vital to keep receipts for any spending which arises as a direct result of the accident, and any information required to bolster a claim for future loss of earnings, such as wage slips and medical reports.

    A professional injury solicitor will be able to take all of this information and knit it together to form a compelling case for compensation to be awarded, and for how much this compensation should be. Having examined the facts of your case, they’ll be able to give you an estimate as to how long it should take, and approximately how much you can expect to be awarded.

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