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Do I have to use the law firm recommended by my insurance company

NoWinNoFee.com is a claims management company that helps people claim compensation for an accident or injury that wasn't their fault

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    How No Win No Fee Works

    With no win no fee agreements (also known as a Conditional Fee Arrangements, or CFAs), there are no upfront legal fees, which means anyone who has been involved in an accident that wasn’t their fault can gain access to justice without any financial risk. Your solicitor only gets a fee if your claim is successful. If your claim isn't successful, you won’t pay your solicitor any legal fees.

    If your case is successful, typically you will pay 25% (including VAT) of your compensation to your solicitor, although they will discuss any fees before starting your case. To ensure your claim is risk free, your solicitor may take out an insurance policy on your behalf. If you terminate the agreement, you may have to pay fees for the time already spent on your claim, or due to: lack of cooperation, misleading your solicitor, missing medical or expert examinations, or not attending court hearings.

    There are some instances where you are not required to use the services of a claims management company, and are able to claim yourself, for free, directly via the relevant ombudsman/compensation scheme. These include:

    - Criminal injuries: The Criminal Injury Compensation Authority (England, Wales, and Scotland) or the Criminal Injury Compensation Scheme (Northern Ireland)

    - Minor road accidents: The Official Injury Claim Portal

    - Accidents involving uninsured drivers: The Motor Insurers' Bureau

    Do I have to use the law firm recommended by my insurance company

    When you seek compensation following a car accident, it’s vital that you work with people whom you feel are 100% on your side. This means building up a relationship during the course of putting your claim together, and feeling that the people you’re working with are experts in the field and have the knowledge and experience necessary to fight a winning case. Many people make the mistake of assuming that they have to use the company recommended by their insurance company but, in truth, this isn’t actually the case.

    As the injured party, you’re well within your rights to shop around and find the best company to fight your case. One with years of experience of winning such claims, one with the expertise and know-how to build the strongest possible case, one willing to work on a no win no fee basis and one which specialises in compensation cases.

    Whilst, in the immediate aftermath of an accident it can seem obvious who was to blame, there’s a chance that the other party may deny responsibility and put forward their own version of events. If this happens, then winning the claim may become a much more complex matter, one which requires a wealth of experience and a thorough grounding in the intricacies of personal injury law.

    To this end, you, as a claimant, are allowed to select whoever you want to represent you in your compensation claim. The government’s own regulations state that this is the case (http://www.legislation.gov.uk/uksi/1990/1159/regulation/6/made) and that, therefore, anyone unlucky enough to be injured in an accident has a perfectly free choice over who should represent them. By making the right choice you’ll be vastly increasing your chances of a successful outcome, and of receiving the compensation which is rightfully yours.

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